Rehab provides a range of addiction treatment services to help individuals recover from substance abuse. Addiction treatment programs typically cover most types of drug addiction, including alcohol, cocaine, opioids, heroin, prescription drugs, crystal meth and more.
Mental health services are usually offered for individuals with co-occurring disorders. Substance abuse rehabilitation can often change the lives of individuals struggling with alcohol and drug addiction, but treatment isn’t always accessible.
Most insurance covers treatment, but how can you get drug rehab without health insurance? Rehab treatment is expensive, and financial barriers can prevent people from seeking needed drug or alcohol treatment. Many available resources make alcohol and drug recovery more accessible, so you can get the substance abuse services you need.
What if I Don’t Have Health Insurance Coverage for Rehab?
Many states offer financial assistance if you’re seeking addiction treatment but don’t have insurance coverage. A state-funded treatment facility is one option to pursue. These substance abuse treatment facilities are funded by tax dollars, meaning they accept money from the government to provide drug or alcohol treatment for people who otherwise can’t afford it.
Additional funding sources vary by state but usually include a combination of state budgets, federal grants and Medicaid reimbursements. You may need to meet strict qualification requirements when applying to one of these programs. Information you may need to show proof of includes:
- Current income
- Lack of insurance
- U.S. citizenship
- Residency in the state you’re seeking treatment
Acute situations are emergencies, such as overdosing, suicidal thoughts or other severe conditions caused by substance use that require immediate medical attention. Even without insurance, getting treatment in acute situations is imperative. Calling 911 or going directly to an emergency facility or hospital will give you access to healthcare providers who can help you explore additional treatment options. Local crisis hotlines can also assist.
Ways To Pay for Rehab Without Insurance
If free treatment options aren’t available, other paths you can take without insurance include:
- Financing: Financing allows you to get the total amount you need to cover addiction rehab. The amount is sent directly to the alcohol and drug treatment center from the bank. You’ll then be provided with a repayment plan tailored to your budget once treatment is complete.
- Grants and scholarships: SAMHSA provides non-competitive grants that can fund the treatment process for uninsured individuals. Many rehab facilities also offer their funding. Contacting the treatment options in your area can help you learn about their available funding.
- Sliding scale: Many drug and alcohol rehab centers understand how difficult it is to afford treatment. Finding a treatment provider willing to develop a personalized cost based on your finances can help with affordability.
- Fundraising: Asking for cash donations or selling personal items can help raise money. You can use GoFundMe for donations. You can try hosting a garage sale or using online sites to sell items, such as Craigslist, OfferUp or eBay.
- Friends or family: Asking others for money isn’t ideal, but friends or family may be willing to offer a hand if it involves getting the help you need for a successful recovery.
What Is the Cost of Addiction Treatment?
The cost of alcohol and drug treatment will vary depending on various factors, including the type of program you want to attend. Inpatient rehab centers offer drug or alcohol addiction treatment in a residential setting, while outpatient treatment allows you to receive treatment during the day but return home at night.
Partial hospitalization treatment centers offer a combination of the two, with patients residing at home but commuting to the facility several days a week.
Inpatient care can cost tens of thousands of dollars because of its extensive service offerings, such as daily meals, supervision, mental health services, and treatment for behavioral health disorders. Outpatient programs are usually less expensive.
Pricing will also vary depending on the amenities and location of the rehab center, the program’s duration and whether it’s state-run or a private treatment center.
Start the Recovery Process Today
While most health insurance plans cover addiction treatment practices, it can be challenging to find suitable treatment if you’re uninsured. Greenbranch Recovery is here to help you get the treatment you need to kick your addiction for good. Contact us at 833-272-6246 to learn more about our programs and admissions process.